Secure & Simple Pawn Solutions

When life moves fast, Braswell & Son is here to help you stay on track. Serving our community since 1979, we’ve built a tradition of trust by offering simple, secure pawn services that give you access to cash when you need it—without the hassle of credit checks or long-term commitments. Whether you’re pawning a valuable item or looking for a great deal on pre-owned goods, our goal is to make the process smooth, respectful, and rewarding.

The Pawn Process

    1. Bring in your item of value – jewelry, electronics, luxury handbags, watches, and more.

    2. Get a quick assessment – our team will check its condition and market value on the spot.

    3. Receive a cash offer – we’ll make a loan offer based on your item’s value.

    4. Secure storage – if you accept, your item is safely stored until you’re ready to repay.

    5. Get your item back – once you repay the loan (plus interest), your item is returned with no credit impact.

    6. Need more time? – we make it simple with extensions and renewals for extra flexibility.

  • Jewelry and watches are stored in secure safes, while handbags, electronics, and other items are kept in clean, temperature-controlled environments. Each piece is sealed with your signature for peace of mind. There are no financial implications if a loan isn’t repaid — it simply defaults, and there is no impact to your credit score for late or non-payment.

  • When unexpected expenses come up, Braswell & Son is here with same-day cash solutions you can count on. We accept a wide variety of items, including gold and diamond jewelry, luxury watches, designer handbags, electronics, tools, collectibles, and more. Not sure if your item qualifies? Stop by or give us a call—we’ll evaluate it for free and help you get the cash you need quickly and confidently.

implications
of non-payment

There are no financial implications. If no payment is made the loan simply defaults. Collection practices include sending a text message or email reminding the client payment is due. There is no impact to a client's credit score for late or non-payment. Loans are renewed when an interest payment is made. APR does not exceed 24%. There are no additional fees or penalties when renewing a loan. No loans offered are under 60 days. Early prepayment options that are available are not associated with any fees or cost. The loan is not required to be repaid within 60 days. The minimum repayment period is 1 day and maximum is 10 years. An example of a loan is: borrower takes $100, repays $109 in 90 days. Loan is fulfilled.